How to Set Up WhatsApp Payments, Send and Receive Money

Because of the on-going pandemic, the majority of us intend to have as little contact with others as feasible as well as comply with social distancing guidelines offered by the government of India. This has actually changed the means we send as well as obtain money making contactless payments the brand-new normal.

How to Set Up WhatsApp Payments, Send and Receive Money

Digital payment services such as Google Pay, PhonePe and also others remain in substantial need. If you're highly based on on-line payments however don't want to download an extra app for it on your smartphone try out WhatsApp Pay.

Today we explain every little thing concerning WhatsApp Settlements as well as exactly how you can utilize it to make online deals simple.

WhatsApp Payments is based upon National Payments Company of India's (NCPI) Unified Settlements User Interface (UPI). Unlike Paytm, which additionally has a wallet for people to keep money and also unlike Google Pay that lets customers make payments of expenses, acquire gold as well as even more, WhatsApp Settlements is dedicated just for peer to peer settlements. For WhatsApp Payments, the immediate messaging system has partnered with some significant banks in India like ICICI Bank, HDFC Financial Institution, Axis Financial Institution and also State Financial Institution of India.

Here's how you can set up the WhatsApp Settlements and also link it with your savings account. We will certainly also review just how you can start sending money to your contacts using the feature. You can additionally send cash by scanning a WhatsApp UPI code or by going into a UPI id. Allow's have a look.

WhatsApp Payments: How to set up


  1. Open up WhatsApp on your smartphone.
  2. Currently touch on the three dots situated on the top right corner.
  3. Tap on the 'Settlements' choice.
  4. Currently touch on the 'Add payment method' alternative.
  5. This will show a checklist of supported devices.
  6. Select the bank where you have an account. (The account must be linked to mobile number).
  7. The app will after that ask to send a verification message from your phone. Tap the 'Verify through TEXT' switch.
  8. After verifying, it will certainly show all your accounts in the bank that are connected to your number. Select the one you intend to set up for the app to make use of.
  9. Faucet done and your process of establishing your account is done.

How to send cash utilizing WhatsApp Payments

Method 1:


  • Head over to the individual's conversation you wish to send out cash.
  • Click on the add-ons option and afterwards touch on 'Repayment' option.
  • If the contact has WhatsApp Repayments established, you will certainly see a display where you can send out and also request cash.
  • Go into the amount and include a note if you desire and after that struck following.
  • It will take you to a display where it will ask you to enter your UPI pin. If you do not have one it will guide you through developing one.
  • Enter your UPI pin as well as you are done.
  • If you are asking for money, tap on demand and wait on the individual to approve your request.

Approach 2:


  • Tap the three dots on the main web page of WhatsApp as well as open the settlements option.
  • You can touch on the QR code showing beside your name to reveal your QR code utilizing which individuals can send you cash.
  • Faucet on the brand-new settlement choice located on the bottom right of the display screen.
  • Select a get in touch with or the 'Send to a UPI ID or Scan QR code option.
  • Rest of the procedure stays the same as above.